Q3-FY24 Investor Presentation

Vehicle Finance: Granular Portfolio Across Vehicle Categories Overview of Vehicle Finance Division 35+ Years of Vintage Across Credit Cycles Market Leader in Most Products Amongst Top 3 Focus on Business Owner Segment Nimbleness of an NBFC With Dedicated Network Nationwide Presence Diversified Across States. Strong Collateral Coverage Throughout the Loan Cycle Vehicle Finance Loan Book (*crs) 82,051 75,243 78,332 71,665 86,092 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q3 FY24 Diversified Vehicle Loan Book across Vehicle Categories (%) Two Wheelers Small CV 6% 4% Tractor 11% Construction Equipment 13% Utility Vehicle 14% Car 15% Disbursements (*crs) CV 37% 13,714 12,713 12,516 12,768 11,901 20% YoY 5% QoQ 10 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Q3 FY24 8% YoY 7% QoQ IndusInd Bank

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