Investor Presentaiton

Transparent & holistic approach validated in our ratings 54 MSCI MSCI BBB BBB (Double upgrade from B) ESG RATINGS CCC B BB BBB A AA AAA Bloomberg Gender Equality Index Above sector & country average 2020 = Bloomberg Gender Equality Index For more on our ESG strategy Sustainalytics 18.0 (Upgraded to Low Risk) SUSTAINALYTICS CDP + CDP B-(Management) AKBANK

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