H1'23 Highlights

H1'23 Highlights UK 'Santander UK creates value by serving customers with tailored financial products and services' Branches 445 00 Mй Employees 22,163 Total customers (mn) 22.4 2 Digital customers (mn) 7.1 Strategic priorities ■■ Well established UK market position. Customer focused strategy with resilient balance sheet Deliver growth through customer loyalty and outstanding customer experience Customer loans (€ bn) 242 ■ Simplify and digitalize the business for improved efficiency and returns Customer funds (€ bn) 230 Underlying attributable profit (€ mn) 818 Be a responsible and sustainable business. Engage, motivate and develop a talented and diverse team هههه ROTE 13.9% Santander More information at https://www.santander.com/en/about-us/where-we-are/santander-uk 20 20

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