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Investor Presentaiton

KBC Key takeaways | Capital deployment For FY22: M of 74 Capital deployment A total gross dividend of 4.0 EUR per share will be proposed to the AGM for the accounting year 2022 (of which an interim dividend of 1.0 EUR per share already paid in November 2022 and the remaining 3.0 EUR per share to be paid in May 2023) Including the proposed total dividend and AT1 coupon, the pay-out ratio would then amount to approximately 60% In line with our announced capital deployment plan for FY22, we envisage to distribute the surplus capital above the fully loaded CET1 ratio of 15% (approximately 0.4bn EUR), in the form of share buy-back (subject to ECB approval) and/or an extraordinary interim dividend. The final decision by the Board of Directors will be taken in 1H23 Including the proposed total dividend, AT1 coupon and the surplus capital above the fully loaded CET1 ratio of 15%, the pay-out ratio would then amount to approximately 75% In 1Q23: capital relief from the closing of the sale of substantially all of KBC Bank Ireland's performing loan asset and liabilities The closing of the sale of substantially all of KBC Bank Ireland's performing loan assets and liabilities to Bank of Ireland Group will lead to a capital relief of approximately 1bn EUR We envisage to distribute this 1bn EUR, in the form of share buy-back (subject to ECB approval) and/or an extraordinary interim dividend. The final decision by the Board of Directors will be taken in 1H23 Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding
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