Investor Presentaiton
IFS is a leading provider of financial services in Peru with a solid balance
sheet and a diversified source of dividend flows
IFS overview
99.3%
Interbank
Universal bank with
strategic focus on retail
Intercorp Financial Services
Market cap. US$4.6bn (1)
Contribution by segment (7) - IFRS (2017)
Total assets (8)
5%
Net Income (9)
17%
Dividends (8)
23%
20%
9%
75%
83%
O
68%
Banking
Insurance
Wealth management
100.0%
99.4%
Seguros
Interseguro+ sura
Insurance company with
focus on life & annuities
100.0%
INTELIGO
Leading provider of wealth
management services
As of December 2017
Intercorp Financial Services
S/ mm | US$ mm
Total Assets
60.678 | 18,722
#1
Private bank in payroll
deductible loans
#2
Retirement annuities
6.3% '14-'17 AuM +
deposits CAGR (5)
Gross Loans
29,189 | 9,006
#2
Credit card and consumer
financing
#2
Life insurance company by
Total assets
11.9% '14-'17 net
profit CAGR (5)
Total Deposits
32,608 | 10,061
#2
Gross loans growth:
#3
8.6% '14-'17 CAGR (3)
Life insurance company by
premiums
26.0% '14-'17 average
ROE (5)
Total Equity
5,837 | 1,801
Net Profit
838 | 259
#2
Branches and ATMs (2)
#4
2017 ROE (4)
US$4,473 mm in AUM
+ deposits (6)
ROE
15.7% / 19.5% (10)
#2
2017 ROE (3)
#4 Bank by total assets
è„š
Efficiency Ratio
39.8%
Capital Ratio (11)
16.1%
Dividends (12)
476 | 146
Source: SBS and Company information as of December 2017.
(1) As of April 12th, 2018.
(2) Considers 273 branches and 2,052 ATMs as of December 2017.
(3) Ranking among four largest Peruvian banks.
(4) Ranking among ten largest Peruvian insurance companies.
(5) Figures for Inteligo Bank.
(6) As of December 2017.
(7) Contribution before eliminations of intercompany transactions and holding company expenses.
(8) Based on assets for 2017 and dividends declared for 2016.
(9) Net Income in IFRS, excluding discount rate impact on technical reserves (S/207 mm decrease).
(10) Excluding discount rate impact on technical reserves. For the year ended in December 2017,
higher requirements of technical reserves represented S/ 207 mm.
(11) For Interbank only.
(12) Dividends declared for year 2016.
Intercorp Financial Services
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