Investor Presentaiton

CIMB Thai: Key Ratios (Consolidated, %) CIMB THAI ชีไอเอ็มบี ไทย 4Q21 3Q21 Q-o-Q FY21 FY20 Y-o-Y ROE ^ Λ 6.8 7.1 5.7 3.1 NIM ^ 2.9 3.0 3.0 3.2 Cost to Income 60.9 53.7 57.0 59.6 Loan Loss Coverage ** 117.5 105.9 117.5 93.3 Loan Loss Charge ^ 1.1 1.4 1.5 1.8 Gross NPL ratio ** 3.7 4.4 3.7 4.6 ROA 0.7 0.7 0.6 0.3 Loan to Deposit 101.8 95.5 101.8 104.0 Modified LDR *** 90.9 86.3 90.9 90.3 * CAR 21.8 20.3 21.8 20.7 CASA ratio # 53.9 51.9 53.9 48.2 Σ Notes: Bank Only *** Excluding STAMC (Loan MM) / (Deposit + MM + BE + S/T debenture + structured debenture) ^ Annualised # Fixed deposit receipt call reclassified as savings from fixed deposits 41

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