Investor Presentation - Q2 2021

Appendix: Selected Financial Data - Net Interest Income Structure of mBank Group's interest income PLN M Structure of mBank Group's interest expense PLN M -14.5% 1,210.6 204.0 50.6 +1.5% 7.9 43.9 9.5= 168.0 1,079.5 74.3 4.6.24.9 1,063.2 18.4 78.0 2.9- 26.9 1,019.4 78.7 1,035.2 81.2 8% -63.9% 155.8 3.1-24.1 3.7 -19.1-2% 0% 150.1 110.7 125.0 11% 63.0 119.2 2.7- 7.2 16.2 +1.6% 86.3 7.4 938.6 72.5 73.6 819.9 805.3 788.5 820.5 79% 49.0 14.0 6.0 10.1 14% 13.4 112.0 13.5 18% =2.0- 43.2 37.1 36.4 49% 44.7 1.5 -1.3- 20.3 14.8 12.6 1.1-2% 17% Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 02/20 Q3/20 Q4/20 Q1/21 Q2/21 Loans and advances Investment debt securities Debt securities held for trading Investor Presentation - Q2 2021 Derivatives (banking book) Other (incl. cash and short-term placements) Deposits (incl. from banks) Loans received Issue of debt securities Subordinated liabilities Other 33

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