Investor Presentaiton

Key Financial Metrics 19 SHRIRAM City MONEY WHEN YOU NEED IT MOST Rs. Crores Quarter ended Growth FY22 over Particulars FY 2021 FY 2022 FY21 Mar 21 Dec 21 Mar 22 YOY QOQ Assets Under Management 29571 32247 33186 12.2% 2.9% 29571 33186 12.2% Interest Income 1486 1702 1751 17.8% 2.9% 5738 6531 13.8% Interest Expenses 556 649 694 24.8% 6.9% 2134 2533 18.7% Net Interest Income 930 1053 1057 13.7% 0.4% 3604 3998 10.9% Operating Expenditure 378 447 463 22.4% 3.5% 1364 1649 20.9% Pre Provision Profits 552 606 594 7.8% -1.9% 2240 2349 4.8% Provisions & Write offs 164 219 176 7.6% -19.4% 851 888 4.3% Profit Before Tax 388 387 418 7.8% 8.0% 1389 1461 5.2% Taxes 106 94 115 8.5% 21.1% 378 375 -0.9% Profit After Tax 282 293 303 7.6% 3.7% 1011 1086 7.4% SHRIRAM HOUSING FINANCE

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