Investor Presentaiton
Net interest income
NII shape benefiting from ME balance sheet turnaround and higher NIMs resulting in 6% NII growth in
2H22
BOQ GROUP
Summary
NII down 1% year on year, up 6% half on half
> 1H22 NII impacted by lower ME balances prior to acquisition and
NIM impacts from elevated fixed rate lending
> 2H22 benefitting from;
1.86
1.86
1.75
1.74
+6%
788
>
Tailwinds from GLA growth in all brands including the ME
turnaround
782
757
741
>
Deposit benefits from active management of retail deposits
and improved wholesale funding costs
>
Improving NIM following cash rate rises, Q4 NIM at 1.81%
>
Day count
BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation
1H21
2H21
1H22
2H22
Net Interest Income ($m)
Net Interest Margin (%)
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