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Investor Presentaiton

Loans Billion Baht Overall Financial Positions NPL amount, NPL ratio Billion Baht, Percentage -0.9% YTD 1,941 +1.9% YTD +2.8 % QoQ +3.7% YoY 1,978 2.8 3.2 3.5 3.7 2.2 2.1 1,869 1,924 1,753 1,782 85.9 77.8 68.8 56.2 43.2 45.0 2013 2014 2015 2016 Mar-17 Jun-17 2013 2014 2015 2016 Mar-17 Jun-17 INPL Amount (Bn Baht) NPL Ratio (%) Deposit Baht bn, Percentage of composition CE Tier1, Capital Ratio/1 Percentage 90.6% 86.6% 89.4% 89.1% 85.7% 86.1% +5.5% YTD +2.4% QoQ 17.9% 18.3% 19.0% 18.7% 18.9% 17.2% 1,935 2,059 2,091 2,178 2,244 2,298 58% 58% 55% 52% 51% 52% 14.7% 15.6% 16.2% 16.8% 17.2% 17.1% 42% 42% 45% 48% 49% 48% 2013 2014 2015 2016 Mar-17 Jun-17 2013 2014 2015 2016 Mar-17 Jun-17/2 Current & Saving Bangkok Bank Fixed -LDR ratio ■CE Tier 1/Tier1 Tier2 Note: /1 For 2013-Mar-17, the ratios include net profit and deducted dividend /2 For Jun-17, the ratios include net profit for the first half of the year 2017 20
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