Gold Loan Portfolio Analysis
Ⓡ
BREAK-UP OF OPERATING EXPENSES
Yearly
Muthoot Finance
(%) Quarterly
(%)
Mar-22* Mar-21* Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 Mar-15
Q1 FYQ4 FY
2023*
Q1 FY
2022*
2022*
Employee Benefit Expenses
49
49
Rent
12
12
Advertisement & Publicity
6
226
52
54
47
48
49
12
13
12
12
13
7
5
3
5
315
53
56
55
52
14
13
13
14
10
8
5
Communication Costs
2
2
2
2
3
2
3
3
2
2
2
Traveling and Conveyance
1
1
1
2
1
1
1
Printing and Stationery
1
1
1
1
1
1
1
Repairs and Maintenance
3
1
2
2
2
2
212
2
2
1
1
1
1
3
Legal and Professional
1
2
1
1
1
1
1
2
1
3
1
Charges
Business Promotion
Expenses
2
4
3
1
1
1
1
1
(3)
1
Directors Remuneration
4
3
2
2
2
2
13
2
Depreciation and
3
3
2
3
3
3
4
7
3
3
3
Amortisation Expenses
Others
11
12
8
19
5
8
Provision For Standard &
17
9
62
18
15
8
NPA Assets
Impairment on Financial
LO
instruments
Total
*Under IND-AS
7
5
5
2
2
(12)
(15)
8
100
100
100
100
100
100
100
100
100
100
100
44
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