Investor Presentaiton

A-/A3 A/A2 A+/A1 AA-/Aa3 Slovakia's credit ratings are amongst the highest in the region MOODY'S S&P Global Ratings Czech Re. Ireland Czech Re. Hong Kong Belgium Slovenia Qatar UK (*) Estonia Czech Re. Israel Ireland ARDAL Fitch Ratings Estonia Belgium Japan Estonia China Slovakia China Malta China ✡ Israel Japan Latvia ☑ Israel Saudi Arabia S Saudi Arabia Kuwait Lithuania Kuwait Qatar UK Slovakia Iceland Chile Iceland Slovakia Iceland Lithuania Poland Spain BAW Saudi Arabia Japan Slovenia Malta Lithuania Chile Botswana Malaysia Malta Malaysia Chile Latvia Latvia Slovenia Poland Spain Poland ㄝ 6. Source: Moody's, S&P and Fitch

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