Investor Presentaiton
Profit & Loss Statement (IN * Billion)
Bandhan
Bank
Particulars
Q4 FY 20
Q4 FY 19
YOY%
Merged
Standalone
Q3 FY 20
Merged
QoQ%
FY 20
Merged
FY 19
YoY%
Standalone
Interest Income
28.46
18.33
55.26%
27.18
4.71%
108.86
66.43
63.87%
Interest expenses
11.66
5.75
102.71%
11.77
-0.93%
45.62
21.48 112.38%
Net Int. Income (NII)
16.80
12.58
33.57%
15.41
9.02%
63.24
44.95
40.69%
Non Interest Income
5.00
3.88
Total Income
21.80
16.46
28.87%
32.46%
3.58
39.66%
15.49
10.63
45.72%
18.99
14.80%
78.73
55.58
41.65%
Operating Expenses
6.59
4.92
Operating Profit
15.21
11.54
33.94%
31.83%
6.34
3.94%
24.27
18.10
34.09%
12.65
20.24%
54.46
37.48
45.30%
Provision
1.38
1.54 -10.39%
2.95
-53.22%
7.03
7.35
-4.37%
COVID 19 Provision
6.90
6.90
Profit before tax
6.93
10.00
-30.69%
9.70
-28.56%
40.53
30.13
34.52%
Tax
1.76
3.49 -49.54%
2.39
-26.36%
10.29
10.61
-3.05%
Profit after tax
5.17
6.51
-20.58%
7.31
-29.27%
30.24
19.52
54.96%View entire presentation