Investor Presentaiton

34 Agency Banking Growing Co-op Kwa Jirani Agency Banking · Key deposit mobilization channel Higher deposit than withdrawal 47% 46% Transaction Type (%) 31% 30% 16% 15% 7% 7% Cash Deposits Cash Withdrawal Bal Enquiry FY2020 FY2021 65.0% 62.8% Deposits Transaction Value distribution (%) 30.0% 30.5% Withdrawal FY2020 FY2021 Others 6.7% 5.0% Others

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