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Investor Presentaiton

Expert Lending Teams Driving Diversified Growth Non-purchased Loans by Lending Group In the quarter just ended, Real Estate Specialties Group ("RESG") was the largest contributor to non-purchased loan growth. Community Banking, Indirect RV & Marine, Asset Based Lending Group ("ABLG") and Corporate and Business Specialties Group ("CBSG"), collectively, continued to contribute to our long-term growth and portfolio diversification. $30,000 $27,500 $25,000 3rd Quarter $1,368 $15 $174 $113 $90 $25,051 $22,500 $23,292 of 2023 ($ millions) $20,000 $17,500 $15,000 6/30/2023 Balance RESG Community Banking Indirect RV & Marine ABLG CBSG* 9/30/2023 Balance $30,000 9/30/2023 Balances $ millions % $27,500 RESG $ 15,769 63% $25,000 First Nine Community Banking 5,029 20% $501 $576 $168 $25,051 Indirect Lending 2,831 11% Months $22,500 $3,170 $237 ABLG 1,058 4% of 2023 $20,000 $20,400 CBSG 365 2% ($ millions) $17,500 Total $ 25,051 100% $15,000 12/31/2022 Balance RESG Community Indirect RV & Banking Marine ABLG CBSG* 9/30/2023 Balance * CBSG is a team focused on subscription finance, other secured non-real estate lending opportunities, and our small shared national credit portfolio. 7 Bank OZK
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