Investor Presentaiton

ANZ 2023 Half Year Results PORTFOLIO COMPOSITION AND COVERAGE RATIOS Gross Loans & Advances Credit RWA Exposure at Default¹ Exposure at Default¹ (ex Sovereign & Bank) Expected Credit Loss (Collective Provision Balance) $694b 3% 2% $1,193b 3% 36% 1% $4.04b 7% $857b 2% 21% 4% 51% 20% Sovereign 56% Financial Institution Corporate $345b 25% 6% 3% 35% 10% 35% 50% Resi. Mortgage 29% 43% 25% Retail (ex Mortgages) 7% 10% 8% 3% 3% Other Mar 23 Mar 23 Mar 23 Mar 23 1% -1%- Mar 23 Coverage Ratios % CP Coverage Total Coverage² 0.58% 0.64% % 1.17% 1.29% % 0.34% 0.37% 1. 2. % 0.47% 0.52% EAD excludes amounts for the 'Securitisation' Basel class, as per APS330. Data provided is on a Post CRM basis, net of credit risk mitigation such as guarantees, credit derivatives, netting and financial collateral Individual Provision balance and Collective Provision balance 115

View entire presentation