Investor Presentaiton

RETAIL BANKING HIGHLIGHTS AT 31 MARCH 2020 FOR JSC BANK OF GEORGIA STANDALONE 1 2 3 BANK OF GEORGIA BANK OF GEORGIA BUSINESS SOLO Segments Clients Emerging & Mass Retail Mass Affluent 2,286 k 56 k MSME 225k Loans GEL 2,668 mln GEL 2,504 mln GEL 3,017 mln Deposits GEL2,824min GEL 2,399 mln GEL 751 min 1Q20 Loss GEL 40 min GEL 13 mln GEL 20 min P/C ratio 2.1 5.0 1.4 Branches 215 12 1 31

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