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Investor Presentaiton

Wholesale Banking Overview of the corporate banking loan book June 2023 Industry, 0.60% Non-banking FI's, 1.70% Others, 2.00% Contracting, 11.80% Services, 18.40% Total: QR 50.9 Bn Trade, 25.00% Real estate CAGR (2018-Jun-2023): +1.8% Real estate, 40.60% 18.5 18.3 Comments In line with the bank's strategy, the bank will look to maximize returns from non-borrowing customers and offer robust digitalization channels towards reducing transaction cost and incentivize customer interaction with the bank which will enable the cost of funds to be maintained. Targeted sectors to include, Services and Trade, and in particular, Education/ Healthcare/ Tourism and Logistics 19.4 19.1 Loans (QR Bn) Contract financing CAGR (2018-Jun-2023): -8.9% 20.6 10.5 20.4 10.1 6.0 5.9 6.0 5.5 2018 2019 2020 2021 2022 Jun-23 2018 2019 2020 2021 2022 Jun-23 Trade CAGR (2018- Jun-2023): -0.9% 13.4 13.0 12.5 12.7 11.3 10.6 7.3 Services CAGR (2018-Jun-2023): +4.3% 10.0 9.9 9.5 9.4 8.7 2018 2019 2020 2021 2022 Jun-23 2018 2019 2020 2021 2022 Jun-23 15
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