Irish Sovereign Green Bonds Update

Mortgage arrears have not reversed course yet but we will know more on asset quality when economy re-opens Mortgage arrears (90+ days) 12.0 3500 Repossessions* 20% 18% 6.0% 10.0 3000 5.0% 8.0 16% PDH Arrears 6.0 2500 14% (by thousands) 4.0% 4.0 12% 2000 2.0 3.0% 10% 1500 0.0 8% 2.0% -2.0 1000 6% -4.0 1.0% 4% 500 -6.0 2% -8.0 0.0% 0% 10 TTTTTT 10 11 12 13 14 15 16 17 18 19 20 PDH + BTL (by balance) PDH + BTL (by number) 11 12 13 14 15 16 17 18 19 20 Over 90 days 190-180 days 181-360 days >720 days 361-720 days PDH BTL 13 14 15 16 17 18 19 20 % of MA90+ (RHS) -Total change Source: CBI Gníomhaireacht Bainistíochta an Chisteáin Náisiúnta National Treasury Management Agency * Four quarter sum of repossessions. Includes voluntary/abandoned dwellings as well as court ordered repossessions 72

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