2023 Highlights Digital Consumer Bank Europe
SA
2023 Highlights
Branches
3,309
00
MA Employees
80,997
Total customers (mn)
73.0
Digital customers (mn)
26.6
Customer loans (€ bn)
161
Customer funds (€ bn)
206
South America
'Moving forward to become the most profitable bank in each
of the countries across the region while promoting synergies in
our global and regional businesses'
Strategic priorities ■■
In consumer finance, continue to strengthen our leadership position in the region,
reinforcing partnerships with OEMs and developing new agreements by leveraging
existing ones globally
In payment methods, increase market share through Getnet and OneTrade. We are
increasing our trade finance activity through new international solutions, such as
Ebury's expansion in Brazil and building a unique global platform
In CIB, continue to work on the development and implementation of joint initiatives to
deepen relationships with multinational clients and become the leading wholesale
banking operator in most countries and products
Underlying attributable profit (€ mn)
3,038
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ROTE
14.4%
For corporates, reinforce the differential value offering through Multi-Latins and work
with other countries in the Group to increase synergies in multinational companies
Continue to support our microcredit business, through Prospera and Surgir programmes
Santander More information at https://www.santander.com/en/about-us/where-we-are/south-america
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