9M FY2023 Financial Performance
Income Statement for Insurance and Takaful Business
RM million
9M FY2023
9M FY2022
(Restated)
YOY
3Q FY2023
2Q FY2023
QoQ
3Q FY2022
(Restated)
YOY
Net interest income
Insurance/takaful service result
Other operating income
1,282.3
1,077.8
19.0%
442.8
428.7
3.3%
378.4
17.0%
111.0
(50.2)
(>100)%
30.9
149.5
(79.3)%
(92.7)
(>100)%
447.9
(1,890.4)
(>100)%
(107.1)
226.3
(>100)%
(461.2)
(76.8)%
Total operating income
1,841.2
(862.8)
(>100)%
366.7
804.6
(54.4)%
(175.5)
(>100)%
Net insurance/takaful investment/finance result
(1,094.3)
978.6
(>100)%
(213.0)
(474.6)
(55.1)%
202.1
(>100)%
Net operating income
747.0
115.8
>100%
153.7
330.0
(53.4)%
26.6
> 100%
Overhead expenses
(227.5)
(201.4)
13.0%
(85.9)
(75.1)
14.5%
(64.2)
33.8%
PPOP
519.5
(85.6)
(>100)%
67.8
254.9
(73.4)%
(37.6)
(>100)%
Net impairment losses
125.9
(112.2)
(>100)%
89.0
(5.5)
(>100)%
5.6
> 100%
Profit before taxation and zakat
645.4
(197.8)
(>100)%
156.8
249.4
(37.1)%
(32.0)
(>100)%
Restated 9M FY2022 comparative information as MFRS 17 has replaced MFRS 4 Insurance Contracts for annual periods on or after 1 January 2023
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