Creating Shared Value - 2020 Strategy & Results slide image

Creating Shared Value - 2020 Strategy & Results

Social-Environmental Risks Itaú Legal and Regulatory Risks Compliance with social and environmental legislation • . Reputational Risk Protect and develop reputation Avoid negative media publicity and involvement with critical issues Credit Risk Avoid potential losses due to exposure to social and environmental events affecting our clients Our strategy Own Operations Mitigation of bank's direct impacts, including the consumption of energy, materials, water and the emission of greenhouse gases The biggest green data center in Latin America with LEED certification: 43% reduction of energy consumption Processing capacity 16 times greater than the previous Business Continuity Program- contingency plan for social and environmental aspects 2 Assessment by project or companies financed and invested 3 Macroeconomic View EQUATOR PRINCIPLES .::PRI PSI • • • Credit Prohibited and Restricted List Environmental Contract Clauses Principles for Sustainable Insurance Studies considering the macroeconomic impact and consequences for companies of environmental and social issues Brasil: A Escassez Hidrica e seus Impactos Económicos We estimate the impact of increased regulation and charging fees for water. Most affected sectors: sewage collection, mining, steel, food and beverages, energy and sugar and alcohol. Analysis of Warranties (real estate) Questionnaire for environmental issues In 2014, 2 projects evaluated by EP, total of 5,014.1MM. Investment Own methodology for incorporating ESG issues into the valuation of assets: • 100% of Bovespa Index and ISE • 50% of corporate bonds We estimate the impact of a joint water and electricity rationing as an additional -0.6 p.p. on GDP growth in 2015 Macro Vision We Forecast GDP Wit Contact 6.5% in 2015 Compliance with Brazilian Central Bank Resolution 4327, which provides guidelines for setting the Social and Environmental Responsibility Policy
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