Leading Bank in the Americas Presentation

Well-Diversified Business with Strong Returns Earnings by Business Line 1,2,3 Wealth Management 13% Global Wealth Management 13% Earnings by Market¹,2 Europe, Asia, Brazil, Australia Caribbean and Central America Colombia 1% Other 7% C&CA* 6% Canadian Banking Personal & Commercial Wholesale Banking 20% Global Banking and Markets 20% P&C Banking Q1 2020 40% EARNINGS MIX 67% $2.3B3 International Banking P&C 27% Chile 5% Peru 9% Q1 2020 EARNINGS MIX $2.3B3 Mexico 8% U.S. 9% Adjusted Return on Equity 1,2 by Business Line 21.9% 12.7% 13.7% 14.0% 13.9% Canada 55% Canadian Banking International Banking Global Wealth Management Global Banking and Markets All Bank 1Net income attributable to equity holdersor for the 3 months ended January 31, 2020; 2 Adjusted for acquisition and divestiture-related amounts, impact of additional pessimistic scenario in ACLs, Derivative Valuation Adjustment, and impairment charge on software asset; 3 Excluding Other segment 7

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