I&M Holdings PLC Financial Overview and Strategic Outlook slide image

I&M Holdings PLC Financial Overview and Strategic Outlook

Economic Review - Tanzania GDP The overall GDP rate dropped to 4.5% by Q3-2020 compared to 5.7% registered in Q1-2020 and 7.3% registered in the corresponding period in 2019. The economic outlook remains positive in 2021 as the recovery continue to gather momentum, albeit at a marginal pace. The GDP is projected to grow by 5.5% and 6% in 2020 and 2021, respectively² Economic Outlook • % The protracted global health crisis • that continues in 2021 could undermine global demand and thus the Tanzanian economy. Many downside risks remain as potential further waves of the virus. could weigh on the domestic economy, while the recent surge of cases in the country and globally threatens the recovery of foreign demand¹ Source: ¹IMF World Economic Outlook and Focus Economics Newsletters. 2IMF Country Report M Banking Sector ✓ The total assets in the Banking industry grew by 0.6% to TZS 33.6 trillion in the year 2020. The overall deposits reported an increase of 5.49% to TZS 24.8 trillion. Credit growth registered a net increase of 7% from TZS 17.0 trillion in 2019 to TZS 18.2 trillion in 2020. ✓ The Bank of Tanzania implemented several measures to ease liquidity conditions in the monetary sector, including a reduction in the discount rate. They have also reduced reserve requirements to enhance credit to the private sector and facilitate regulatory flexibility for loan restructuring, where it is warranted². Holdings 27
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