Muthoot Finance Credit Ratings & Financial Analysis

ASSETS Core focus continues to be gold loan Gross Loan Assets under management* В Ⓡ Muthoot Finance Dec-20 Sep-20 Jun-20 Mar-20 Dec-19 Growth Growth QoQ (in million) (in million) (in million) (in million) (in million) YoY (%) (%) Gross loan assets under management 503,907 470,163 412,957 416,106 384,982 31 7 Break-up of Gross Loan Assets under management Gold Loans under management Other loans *Principal amount of Loan assets 496,225 462,339 404,949 407,724 377,245 32 7 7,682 7,824 8,008 8,382 7,737 (1) (2) 22 22

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