Inflation Control and Financial Facilities Strategy
0
2
4
160
150
140
130
120
110
100
90
80
70
60
threshold LA/ NCD=50%
50
40
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Manageable Credit Risks with Adequate Liquidity
%
Liquid Assets to Non-Core Deposits
Liquid Assets to Deposits (rhs)
%
250
40
145.20
35
200
30
31.23
25
150
20
100
15
threshold LA to Deposit (rhs) = 10%
10
50
5
Financial Institutions are supported with ample liquidity and low credit risk...
The ratio of liquid assets to deposit and non-core deposits is growing
and maintained well above the threshold following banks' cautious
appetite of lending*)
Investment adequacy ratio in the insurance industry is steadily
maintained above 100% (threshold) *)
Profitability of the banking sector remains high and stable *)
6
■Net Interest Margin
Return on Assets
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Jan-20-
Feb-20
Mar-20
Apr-20
May-20
4.29
- 07-սոՐ
Jul-20
Aug-20
Sep-20
4-
3
1.74
2
1
5
Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
Sep-20
0
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
0
0
Life Insurance
threshold Investment Adequacy Ratio= 100%
Jan-19
Feb-19
Mar-19
Apr-19-
May-19
Jun-19
Jul-19
Aug-19 -
Sep-19-
Oct-19
Nov-19
Dec-19
General Insurance
After a spike in July-20, multi-finance companies' NPF has leveled down
below the threshold at 4.9% as of Sep-20*)
6
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
148
May-20
Jun-20
Jul-20
Aug-20
4.9
106.3
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