Third Quarter 2022 Results

GTS 2025 strategic plan Reminder: 2022-2025 Group objectives1 2021 Revenues Net income²: CAGR >+7% CET1 2024: 12.9% Basel 3 (CRR2) fully loaded 2025: 12.0% Basel 3 finalised (CRR3) fully loaded CAGR Average jaws >+3.5% effect: >+2.0 pts³, Cost of risk ~40 bps ROTE 2024: ~11% 2025: >11% positive every year, in all divisions 2025 60% Pay-out ratio With a minimum 50% paid in cash4 1. Scope excluding Bank of the West; 2. Group share; 3. 21-25 CAGR of Revenues minus 21-25 CAGR of Operating Expenses; 4. Subject to General Meeting approval BNP PARIBAS The bank for a changing world Third quarter 2022 results | 40

View entire presentation