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Investor Presentaiton

MARKETS AND TREASURY INCOME GROUP MARKETS & TREASURY INCOME ($m) 940 838 $160m mark-to-market losses on the high quality liquids portfolio from 1H20 I have fully reversed in 2H20 1,250 578 888 572 453 277 372 (4) Mar 19 402 387 362 (17) (86) 0 Sep 19 Mar 20 Sep 20 ■Derivative Valuation Adjustment¹ ■Customer Risk Management 2 ■NAB Risk Management³ GROUP MARKETS & TREASURY INCOME OVER TIME ($m) 1,933 1,817 1,738 1,778 1,828 FY16 FY17 FY18 FY19 FY20 (1) Derivative valuation adjustments include credit valuation adjustments and funding valuation adjustments. In 2H20 the impact of a change in methodology to the credit valuation adjustment reduced income by $65m (2) Customer risk management comprises NII and OOI (3) NAB risk management comprises NII and OOI and is defined as management of interest rate risk in the banking book, wholesale funding and liquidity requirements and trading market risk to support the Group's franchises National Australia 19 Bank
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