Investor Presentaiton
Capital and Liquidity Management
18.3%
Total Capital
17.1%
16.8%
17.6%
16.4%
2.9%
3.0%
3.2%
2.9%
2.8%
0.9%
Tier 2
1.3%
1.4%
1.5%
1.1%
■Tier 1
■CET1
14.5%
12.2%
12.5%
12.9%
13.3%
Λ
ΛΛ
Dec-17
Dec-18
Dec-19
Dec-20
Liquidity Coverage Ratio
CIMB Bank Global 141%
147%
149%
137%
147%
152%
CIMB Islamic
246%
239%
273%
CIMB Niaga
150%
154%
150%
CIMB Thai
Σ
Dec-20
Sep-21
Dec-21
Dec-21
> Record high CET1 of 14.5% as at end
Dec-21, compared to 13.9% in Sep-21
and 13.3% in Dec-20. CET1 ratio above
FY21 target of >12.5%
> Proposed second interim dividend of
12.55 sen/share. FY21 dividend payout
of 50% based on FY21 net profit
> LCR remains comfortably above 100%
for all banking entities
Notes: Post CIMBGH's FY17 Second Interim Dividend of RM1,107 mil & actual corresponding DRS (81.1% take-up rate); and reinvestment of cash dividend surplus into CIMB Bank
# Post CIMBGH's FY18 Second Interim Dividend of RM1,148 mil & actual corresponding DRS (70.3% take-up rate); and reinvestment of cash dividend surplus into CIMB Bank
^^ Post CIMBGH's FY19 Second Interim Dividend of RM1,191 mil (no DRS)
2
Post CIMBGH's FY20 Interim Dividend of RM477 mil & actual corresponding DRS (76.8% take-up rate); and reinvestment of cash dividend surplus into CIMB Bank
15
* Post CIMBGH's FY21 First Interim Dividend of RM1,045mil, with actual corresponding DRS of RM889mil (based on take up rate of 85.0%); and Proposed FY21 Second Interim Dividend assumed with DRS.View entire presentation