Canadian Banking and Mortgage Portfolio Overview slide image

Canadian Banking and Mortgage Portfolio Overview

Q1/17 Q2/17 Q3/17 Q4/17 Q1/18 Q2/18 Q3/18 Deposit Overview Stable trend in personal & business and government deposits PERSONAL DEPOSITS (SPOT, CANADIAN DOLLAR EQUIVALENT, $B) $199 $201 $198 $202 $204 $200 $222 $223 $224 • $225 $225 $211 $215 3Y CAGR 4.0% • PERSONAL DEPOSITS Important for both relationship purposes and regulatory value Good momentum with 4.0% CAGR over the last 3 years BUSINESS & GOVERNMENT DEPOSITS1 (SPOT, CANADIAN DOLLAR EQUIVALENT, $B) Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 $227 $221 $197 $172 $179 $223 $170 $211 $156 $197 $169 $174 $168 Q1/17 Q2/17 Q3/17 Q4/17 Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 1 Calculated as Bus& Gov't deposits less wholesale funding as per Wholesale Funding Sources table in the MD&A, adjusted for Sub Debt 3Y CAGR 13.3% • BUSINESS & GOVERNMENT Gaining share of deposits through leveraging of relationships 13.3% CAGR over the last 3 years Focusing on operational, regulatory friendly deposits 60 60
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