Investor Presentaiton
STRONG CAPITAL POSITION
CET1 ratio
11.65%
Q1 20
0.52%
Net Income
Ex. PCL
(Net of Div.)
(0.41%)
(0.71%)
0.11%
0.23%
◉
11.39%
Total PCL
(After-tax)
RWA
(Ex. FX)
ECL Transitional
Add-Back(2)
Pension and
Q2 20
Other
☐
Strong CET1 ratio of 11.4% (1)
Strong pre-tax pre-provision earnings
from underlying businesses.
Prudent approach to provisioning
Total PCL of $504M (41 bps after-tax)
■ RWA growth primarily driven by Credit
Risk (see next slide)
◉
Favorable pension plan remeasurement
- Favorable hedging of assets
Lower pension fund liability due to
higher discount rates
(1) Ratio takes into account the transitional relief measures granted by OSFI in the context of COVID-19. For additional details regarding relief measures
introduced by the regulatory authorities, please refer to pages 7-8 of the Bank's Q2-2020 Report to Shareholders.
(2) Transitional measure applicable to expected credit loss provisioning.
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