Investor Presentaiton

ASSET QUALITY KES Millions 25,000 NPLs 22,756 20,000 15,000 10,000 5,000 NPL and CLR 18,242 10.00% 8.00% 9.25% 9.05% 9.07% 8.55% 8.22% 6.00% 4.00% 2.40% 2.21% 1.40% 2.00% 1.11% 1.10% 0% Q4 2021 Q1 2022 Q2 2022 Q3 2022 Q4 2022 NPL CLR 0 Dec 2022 Dec 2021 KES Millions 25,000 50% 20,000 44.7% 12,720 15,000 8,817 40% 39.2% 10,000 24 5,000 10,082 9,426 Dec 2022 Dec 2021 Loan loss provisiioin Coverage ratio Discounted value of security 30% Key Takeouts NPLs below industry level Discounted value of security and provisions held adequate to cover for NPLs Stanbic IT CAN BE...

View entire presentation