Investor Presentaiton

| Transaction Overview Summary of Key Terms ■ $3.1 billion of premium finance loans as of June 30, 2022 ■Sale of business operations Loans (as of 6/30/2022) Business Divested Premium Received Overview of Premium Finance Business $3.1Bn No funding or capital transferred ■ All assets related to premium finance business including nationwide locations and associated leases transferred with business unit Origination Volume ('21A) Portfolio Composition Mix (as of 6/30/2022) $4.0Bn 61% Fixed / 39% Variable 8.5% premium to loan balance purchased 100% cash Consideration Acquiror Closing Timing Other Estimated proceeds of $3.4 billion² ■ AFCO Credit Corporation, an indirect wholly-owned subsidiary of Truist Financial Corp ■ Targeted close in Q4'22 ■ Transaction subject to customary closing conditions ■ Key senior managers and employees to go to AFCO Credit Corporation with divested business Duration (as of 6/30/2022) Yield on Loans (as of 6/30/2022) / Interest Income YTD (as of 6/30/2022) Net Charge Offs ('22Q2 LTM) Employees (as of 6/30/2022) P&C: 4-5 Months Life: ~26 Months 3.8% / $53MM 0.01% 122 Headquarters / National Office Locations Chicago / 5 Direct Operating Expenses ('21A) $36MM ★ Texas Capital Bancshares, Inc. 1. Represents estimated asset premium based on loan portfolio as of June 30, 2022. Asset premium is equal to the purchase price less the loan portfolio balance as of closing divided by the purchase price. Actual asset premium realized in transaction will adjust up or down based on size of loan portfolio divested at time of closing 2. Subject to customary adjustments including for net asset value of the loan portfolio at time of closing 4

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