Investor Presentaiton

TEACHERS ASSOCIATION REMAINS SIGNIFICANT SOURCE OF BUSINESS Life Consultant Annualized New Business Premiums(1) ($ in millions) $736 $743 $683 $650 $657 25% 25% 25% 27% 30% 2013 2014 2015 2016 2017 ■ Teachers Association ■ Other Life Consultant Sales More than one-quarter of Life Consultant channel new business is derived from Teachers Association 1) Foreign denominated activity translated to U.S. dollars at uniform exchange rates (Japanese yen 111 per U.S. dollar). Prudential Tokyo Investor Day 9.27.2018 9

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