Investor Presentaiton

- 2H22 Cash earnings ($m) 2H22 – 1H22. 3,095 6 3,101 $45m reduction from businesses sold 564 (117) 100 (57) (124) 3,467 (1,286) Core earnings up 12% Up 12% Down 30% 2,181 1H22 1H22 notable items 1H22 ex notable income income Net interest Non-interest Expenses Impairment Tax & NCI¹ charges 2H22 ex notable 2H22 notable 2H22 items items items 1 NCI is non-controlling interests. 20 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP

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