Investor Presentation: Outperforming in the Next Decade slide image

Investor Presentation: Outperforming in the Next Decade

Page 9 | Investor Presentation Strong financial position Our balance sheet is strong¹ $1.3B in total capital margin 21.6% debt-to-total capital ratio (returning to 20% by the end of 2019) Low BVPS sensitivity to capital markets volatility2 ($0.98) ($1.53) per 100 bps increase in interest rates per 10% decrease in common share prices Credit ratings³ Financial strength ratings of IFC's principal Canadian P&C insurance subsidiaries Senior unsecured debt ratings of IFC Financial strength ratings of OneBeacon U.S. regulated entities [intact] ($0.31) per 5% decrease in preferred share prices A.M. Best DBRS Moody's Fitch A+ AA (low) A1 AA- a- A+ A Baa1 A- A2 AA- 1 As of June 30, 2019. 2 Refer to Section 24 - Sensitivity analyses of the Q4-2018 MD&A for additional commentary and break outs. Data as of December 31, 2018. 3 Refer to Section 11.2 - Credit ratings of the Q2-2019 MD&A for additional commentary.
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