Investor Presentaiton

27 Key Growth Strategies Γ Γ 16: ך Continued Focus on Existing Segment Ticket Size in INR 0.5-1.5mn range Large headroom in new to credit, retail segment Maintain different templates of customer profiles to increase business while managing risks Deeper Penetration inExisting Markets . Contiguous expansion and increasing penetration 0 Branch expansion in new markets - Odisha, Maharashtra, and Chhattisgarh Reduce Cost of Borrowings Diversification of borrowing profile Continue to improve credit ratings Q1 FY 23 Investor Presentation APTUS

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