Investor Presentaiton

Personal Loan 30+ day delinquency outcomes (Company portfolio)1 7.0% 6.0% 5.0% 4.0% 3.0% 2.0% 1.0% 0.0% Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 ■Worse 3.2% 3.2% 3.2% 3.3% 3.5% 3.7% 3.8% 4.0% 4.1% 4.2% 4.2% 4.2% 3.9% 3.8% 3.7% 3.7% Same 0.7% 0.6% 0.6% 0.6% 0.6% 0.7% 0.5% 0.5% 0.6% 0.6% 0.6% 0.6% 0.6% 0.6% 0.5% 0.5% Better 0.6% 0.5% 0.4% 0.5% 0.5% 0.6% 1.0% 0.5% 0.6% 0.7% 0.6% 0.7% 0.8% 0.5% 0.5% 0.7% Renewals 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Charge Off 0.7% 0.7% 0.7% 0.7% 0.7% 0.7% 0.7% 0.8% 0.8% 0.8% 0.8% 0.8% 0.9% 0.9% 0.9% 0.8% Borrower Assistance 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.2% 0.3% OneMain Financial. 1. Numbers may not sum due to rounding.. 45

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