Investor Presentaiton

INTERNATIONAL GENERATES MID-SINGLE DIGIT CORE GROWTH ($ in billions) $3.2 5% Annual Growth from 2013 to 2017 $3.9 $3.2 2013 Reported AOI Business Activity FX Interest Rates 2017 Reported AOI Yen Plan Rate 80 Avg. 30 Year Japanese Government Bond Rate 1.70% Prudential Tokyo Investor Day 9.27.2018 112 0.84% 3

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