Investor Presentation - FY 2022
Investor Presentation - FY 2022
Strong footprint within retail lending
Lending by segment¹ 04 22 (%)
Personal Customers DK
Personal Customer Nordic
Business Customers
Asset Finance
LC&I General Banking
LC&I Other
Northern Ireland
Group Functions
1. Total lending before loan impairment charges.
3%
Danske Bank
Credit exposure by industry Q4 22 (%)
Personal customers
Commercial property
35.7
11.9
Public institutions
9.0
Co-ops & Non-profit
7.6
Financials
4.8
Utilities and infrastructure
4.3
0%
2%
Capital goods
3.9
3%
Consumer goods
3.2
15%
26%
Services
2.6
Agriculture
2.5
Construction and building
2.1
Pulp, paper and chemicals
2.0
Pharma and medical devices
1.8
Shipping, oil and gas
1.6
Retailing
1.4
18%
Automotive
1.1
Social services
1.1
32%
Telecom and media
1.0
Transportation
0.7
Other commercials
0.6
Hotels and leisure
10.6
Total lending
Metals and mining
0.6
Total credit exposure
of DKK 1,804 bn
of DKK 2,512 bn
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