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Investor Presentaiton

Operating in new markets ben Company operating in the corporate benefits and expense management industry R$ 647 million Turnover 3Q22 (+68% YoY) 775,000 Active cards (+63% YoY) 393,000 Partner establishments 2,800 HR customers (+23% YoY) D (: obniv-n98 mu me zobitnad zusz zaboT 16gul oaini ned DATЯA) RAVITA ИЗВ ОИ ЯАЯТИЗ D INVESTOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq 8 Customer Centricity Sales Channels Distribution Innovation and Profitability 8. Culture People sim. Digital lending platform for individuals Focus on boosting sales of collateralized products and distribution channels FGTS Journey improvement of the FGTS-secured loans Auto Offer from more than 10 partner Assistance in FGTS-secured loans via WhatsApp, from the time their FGTS funds are released until the transaction is finalized Expansion of our actions, resulting in a more robust performance in strategic products 00000 17
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