Investor Presentaiton

Liquidity Liquidity is strong and stable Stable Funding (SARbn/%) 115.6% 115.4% 113.4% 119.1% 653.6 634.2 654.6 651.3 662.3 QoQ -3% +3% -1% +2% 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 Available stable funding --NSFR Liquidity Coverage (SARbn/%) 266.4% O 290.4% 277.6% 271.8% 174.9 179.9 172.6 173.9 172.9 QoQ 3Q 22 112.7% SAMA Loan-to-Deposit Ratio (%) SNB 90.0% 77.3% 82.6% O 78.2% 81.2% 79.1% 3Q 22 4Q 22 -O-SAMA LDR 1Q 23 20 23 --Regulatory ceiling 3Q 23 Leverage (SARbn/%) 12.9% 12.4% 12.4% 281.5% 12.4% 998.5 985.3 1,053.9 1,055.9 - 11.9% 1,081.1 +3% -4% +1% -1% QoQ -1% 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 HQLA <--LCR SNB | 3Q 2023 | Investor Presentation +7% +0% +2% 1Q 23 20 23 3Q 23 4Q 22 Leverage ratio exposure -Basel III leverage ratio 38

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