Investor Presentaiton
: 5
Westpac New Zealand Limited (WNZL) - an award winning bank
with a strong franchise
WNZL at a glance
One of new Zealand's largest banking organisations
Regulated by the Reserve Bank of New Zealand (RBNZ)
A wholly owned subsidiary of Westpac Banking Corporation,
operating Westpac's consumer, business and institutional
banking operations in New Zealand
Strategy focused on organic growth within New Zealand
Key Financial Data
Year ended
30 Sept 2013
Change
2013-2012
Net profit after tax
$714m
16%
Cost to income ratio
42.5%
100bps
Impairment charges
$107m
44%
Total gross loans
$62b
$2b
Total deposits
$47b
$4b
Common equity Tier 1 ratio
12.3%
n/a
Award winning
KangaNews
Kanga News - New Zealand Domestic Issuer of the
Year 2013
Credit Ratings (Short term / Long term / Outlook)
Market share1
Consumer lending
Retail deposits
As at 30 Sept 2013
20%
21%
Strong franchise with over 200 branches nationwide and
1.3m customers
THE ASIAN BANKER®
STRATEGIC BUSINESS INTELLIGENCE FOR THE FINANCIAL SERVICES COMMUNITY
The Asian Banker - Strongest Bank Balance Sheet New
Zealand
1.Source: RBNZ
Standard and Poor's
Moody's Investor Services
Fitch Ratings
A-1+AA-/ Stable
P-1/Aa3/Stable
F1+/AA-Stable
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