1Q 2023 INVESTOR PRESENTATION
Capitalization
Capital grew 6% YoY while ROE saw an increase of 1.5ppts YoY
Total Capital (SARbn)
Risk Weighted Assets (SARbn)
+6%
+26%
مصرف الإنماء
alinma bank
33.9
33.9
33.8
34.4
35.8
187.7
168.2
173.6
149.2
155.1
3.2
1.8
1.9
2.0
2.2
0.8
0.8
2.4
12.3
0.4
6.0
11.6
11.9
32.2
32.1
31.8
32.4
33.6
QoQ 1Q 22
CAR (%)
136.8
178.5
142.4
153.5
160.5
-0%
2Q 22
-0%
3Q 22
+2%
4Q 22
+4%
1Q 23
QoQ 1Q 22
+4%
2Q 22
+8%
3Q 22
+3%
4Q 22
+8%
1Q 23
Tier 1 Capital
Tier 2 Capital
Credit
Operational
Market
Profitability (%)
15%
25%
22.7%
20%
12.6%
19.1%
10%
15%
10%
5%
5%
1.9%
0%
0%
1Q 22
1H 22
9M 22
FY 22
1Q 23
1Q 22
1H 22
9M 22
FY 22
1Q 23
1Q 2023 INVESTOR PRESENTATION
ROAE
.ROAA
14.1%
1.9%
Management Commentary
■ Total Capital grew 6% to SAR 35.8bn YoY while
Risk Weighted Assets grew 26% YoY.
■ CAR has declined 3.6ppts YoY to 19.1% due to
increase in credit risk weighted assets and market
risk weighted assets.
▪ ROE saw an increase of 1.5ppts while ROA remains
at 1.9% YoY.
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