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Investor Presentaiton

A Corporate Governance & Ratings Entity Rating CGR PACRA Deposits AAA (Long Term) A1+ (Short Term) A very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments and not being significantly vulnerable to foreseeable events VIS Credit Rating Company • CGR-9++ (Corporate Governance Rating) • Very high level of corporate governance; the rating action takes into consideration the continued commitment of the board and management of the Bank to maintain a sound governance framework. • Moody's . Caa1/NP • This rating actions follows Moody's decision to downgrade sovereign's issuer and senior unsecured debt ratings to Caa1, as there is high credit linkages b/t bank's balance sheet and sovereign credit risk • Outlook Negative, constrained by the Negative outlook on the sovereign rating. 13/21
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