Financial and Operating Performance slide image

Financial and Operating Performance

Emirates NBD at a Glance Largest Bank in UAE No.1 Market share in UAE: Assets c.18%; Loans c. 19% Deposits c.19% Retail market shares (estimated): - Personal loans c.22% - Home loans c.7% Auto loans c.11% Credit cards c.9% Debit cards c.17% Fully fledged financial services offerings across retail banking, wholesale banking, global markets & trading, investment banking, brokerage, asset management, merchant acquiring and cards processing Credit Ratings Emirates NBD Moody's (¹) A3 Fitch (2) A+ Capital Intelligence 1) Moody's Long-term rating on negative outlook 2) Fitch Individual Rating "C" on credit watch negative Emirates NBD A+ Largest Branch Network in the UAE Dubai 96 Ras al-Khaimah (3) Abu Dhabi 18 Umm al-Quwain (2) Sharjah 12 Other Emirates 9 Ajman (2) -Fujairah (2) Total 135 Dubai (96) Sharjah (12) Abu Dhabi (18) International Presence Conventional 105 Islamic Total 30 135 9
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