Investor Presentaiton

Home loans ■1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket 99.60% 99.63% 99.37% 99.41% 99.54% 99.56% 99.44% 99.47% 99.48% Portfolio credit quality - Consolidated Stage 1 Commercial lending BAJAJ FINANCE LIMITED Commercial lending business portfolio is 99.83% current 2 0.11% 0.17% 0.42% 0.41% 0.28% 0.27% 0.40% 0.37% 0.35% 0.7% 0.6% 0.5% Loan against securities 0.4% 0.3% 0.2% Loan against securities business portfolio is 99.99% current 0.1% 0.0% Feb'20 Mar'22 Jun'22 Sep'22 Dec'22 Mar'23 Jun'23 Sep'23 Dec'23 Portfolio credit quality after adjusting ECL provisions | Feb'20 has been retained as a pre covid benchmark 58

View entire presentation