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Q2/20 38.7% Wholesale Funding Utilization WHOLESALE FUNDING / TOTAL ASSETS 22.7% 21.9% 21.6% 20.9% 22.8% 21.3% 21.8% 18.9% 21.2% 17.6% 18.9% 17.1% 17.7% 16.9% Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 27.5% 29.8% 21.8% 31.3% 26.1% Q2/23 Q3/23 • HIGHLIGHTS Wholesale funding utilization continues to be well managed Wholesale funding / total assets remains below pre- pandemic levels MONEY MARKET FUNDING 1/TOTAL WHOLESALE FUNDING HIGHLIGHTS Money Market Funding/Wholesale Funding is in-line with pre-pandemic levels 39.2% 36.3% 37.7% 31.1% 40.7% 37.9% 37.1% 34.7% Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 Q3/23 • Prudent utilization of short-term funding 1 Includes deposit by banks, bearer notes, commercial paper, certificates of deposit, asset backed commercial paper and senior notes with an original term of 400 days or less. Prior period amounts have been conformed to current period presentation 56

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