KASIKORNBANK Analyst Meeting Presentation
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Capital (Reported Number: Excluding Net Profit of Each Period)
December 2021 (Consolidated)
Bank only
Basel III
KASIKORNBANK FINANCIAL CONGLOMERATE*
Basel III
(%)
18.52
17.20
17.26
17.74
17.83
(%)
19.62
17.96
18.0
18.0
2.30
18.32
2.42
18.80
18.77
3.43
15.0
2.58
2.51
3.58
2.80
2.41
15.0
2.28
2.67
0.65 AT1 1.03 AT1
0.68 AT1 1.10 AT1
12.0
12.0
9.0
9.0
15.66
15.90
16.19
16.13
16.49
14.62
14.75
14.94
14.94
15.42
6.0
6.0
3.0
3.0
0.0
0.0
2017
2018
2019
2020**
2021
2017
2018
2019
2020**
2021
■Tier 1 ■Tier2
■ AT1
■Tier 1 ■ Tier2 ■ AT1
Capital adequacy remains sufficient through the changing economic environment and to support business growth;
maintained adequate Tier 1 ratio, as required under the Basel III and new requirements.
Additional Tier 1 instrument issuance is intended to optimize and further strengthen capital base in long run.
2017
2018
2019
2020
2021
1Q21
2Q21
3Q21
4Q21
Bank only
CAR (%), excluding net profit of each period
Tier 1 (%), excluding net profit of each period
KASIKORNBANK FINANCIAL CONGLOMERATE*
CAR (%), excluding net profit of each period
Tier 1 (%), excluding net profit of each period
17.20
17.26
18.52
17.74
17.83
17.42
17.13
17.79
17.83
14.62
14.75
14.94
14.94
15.42
14.65
14.68
15.37
15.42
17.96
15.66
18.32
15.90
19.62
16.19
18.80
16.13
18.77
16.49
18.44
15.80
18.19
15.86
18.82
16.53
18.77
16.49
Note:
* KASIKORNBANK FINANCIAL CONGLOMERATE means the company under the Notification of the Bank of Thailand re: Consolidated Supervision, consisted of KBank, K Companies and subsidiaries
operating in supporting KBank, Phethai Asset Management Co., Ltd. and other subsidiaries within the permitted scope from the BOT's to be financial conglomerate.
Under Bank of Thailand regulations, net profit in the first half of the year is to be counted as capital after approval by the Board of Directors as per the Bank's regulations. Net profit in the second half of
the year is also counted as capital after approval of the General Meeting of Shareholders. However, whenever a net loss occurs, the capital must be immediately reduced accordingly.
** The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are
not comparable with previous years' financial figures before Y2020, which were based on the prior accounting standards (non-TFRS9).
K
KASIKORNTHAI
Dividend
Dividend Per Share
บริการทุกระดับประทับใจ
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Dividend Payout Ratio
(%)
50
42.49
5.00
(Bt)
5.0
4.00 4.00 4.00 4.00 4.00
40
32.33
32.14
26.96
3.50
27.83
29.40
4.0
3.00
30
27.00
22.32
26.96
22.12
3.0
2.50 2.50 2.50
2.50
20
2.00
20
22.51
2.0
10
1.0
0.50
0
0.0
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 1H21
Interim Dividend
34.43*
23.73
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Dividend policy: both operating results and long-term returns to shareholders are taken into consideration
in determining dividend payments, in order to ensure a sustainable and adequate capital level through the
changing economic environment, the ongoing adoption of Basel III and new requirements.
Dividend Per Share (Bt)
Dividend Payout Ratio (%)
Note:
2008
2.00
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2018
2020
2021
2.50
2.50
2.50
3.00
3.50
4.00
4.00
4.00
4.00
4.00
4.00
2.50
0.50
32.33
42.49
32.14
27.00
22.12
22.32
22.51
27.83
26.96
32.80
29.40
29.40
23.73
n.a.
* The Board of Directors' Meeting of KASIKORNBANK PCL. No. 1/2020, held on January 30, 2020 has approved the share repurchase project for financial management purposes with the number of shares to
be repurchased not exceeding 23,932,601 shares or equal to the amount of not exceeding 1% of the total paid-up capital of the Bank and the maximum amount not exceeding Bt4,600mn. The share
repurchase was conducted through the Stock Exchange of Thailand during February 14, 2020 to February 27, 2020.
- In 2020, due to the high uncertainty in the near future, the BOT supported the preventive measures by allowing financial institutions to suspend payment of interim dividend from Y2020 operating performance
and to pay dividends for Y2020 not exceeding Y2019 payout ratio and 50% of Y2020 net profit.
- In 2021, as banks are strong with sufficient capital to withstand a high level of uncertainty ahead, the BOT allowed bank to pay Y2021 interim dividend and Y2021 dividend not exceed 50% of 1H21 and Y2021
net profit, respectively.
- Dividend payout will be calculated based on dividend divided by net profit attributable to shareholders net of dividend on other equity instrument including additional Tier 1 instrument.
บริการทุกระดับประทับใจ
13
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