Investor Presentaiton

- Financial statement summary – BHFL Financials snapshot BAJAJ FINANCE LIMITED Values in MM | USD 1 – INR 82 Q1 FY24 Q1 FY23 Y-o-Y FY23 FY22 Y-o-Y Assets under management 9,040 7,003 29% 8,442 6,503 30% Assets under finance 8,090 6,102 33% 7,575 5,669 34% Interest income 203 131 56% 643 425 51% Fees, commission, and other non-interest income 12 18 (36%) 48 35 39% Total Income 215 149 44% 691 459 50% Interest expenses 130 77 69% 392 263 49% Net Interest Income 86 72 18% 299 197 52% Operating Expenses 21 19 6% 77 57 34% Loan losses and provisions 1 1 15 22 (31%) Profit before tax 64 52 23% 207 117 77% Profit after tax 56 39 46% 153 87 77% Ratios Operating expenses to Net Interest Income 24.1% 26.8% 25.7% 29.2% Annualized Loan Loss to Average AUF 0.04% 0.06% 0.23% 0.45% Annualized Return on Average AUF 2.88% 2.62% 2.32% 1.78% Annualized Return on Average Equity 17.21% 15.51% 14.59% 11.12% Earning per share - Basic ($) * 0.008 0.006 44% 0.023 0.018 30% *Not annualized 32

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